Boerne, TX

Boerne’s median value of owner-occupied homes is $437,100, and median selected monthly owner costs are $2,480 with a mortgage, while median household income is $86,838 (Census QuickFacts^[1]). Texas has no state income tax, and Boerne is subject to the state sales tax regime rather than a separate city income tax, which helps retirement cash flow (Texas Comptroller^{[2?] (unconfirmed source)}). The Census QuickFacts page also shows Boerne’s land area and population density, but it does not publish a groceries index, so that figure is omitted here.

The Census page shows Boerne is in the San Antonio-New Braunfels metro context, which is the relevant catchment for advanced care, not a stand-alone city health market (Census QuickFacts^[1]). Boerne residents commonly use hospitals and specialist systems in San Antonio, but a fully sourced, drive-time specific hospital list is not given here. Medicare Advantage plan counts and specialist availability by specialty are not given here.

NOAA/NWS climate normals for nearby San Antonio show a climate with average daily highs around 82 to 87 F in early October and lows around 60 to 65 F, which supports a long warm-season outdoor calendar (NWS^[3], NWS^[4]). A NOAA normals PDF for San Antonio International Airport shows the station context and monthly normals dataset, but the fetched excerpt did not include enough complete annual precipitation and sunshine totals to quote them precisely here (NOAA NCEI^[5]). The climate evidence available here is metro-station based, so it should be read as regional context for Boerne rather than a city-precise microclimate figure.

Boerne is in Kendall County, and the FEMA/NRI material confirms that county context, but a direct FBI Crime Data Explorer city or county output for violent and property crime rates is not given (FEMA NRI^[6]). Because agency reporting to NIBRS/UCR is incomplete after 2021 and a Boerne-reporting agency page is not confirmed, no crime-score site or estimate is given. The proper city or county FBI table was not available in the fetched sources, so the violent and property rate figures are omitted rather than guessed.

Boerne’s ZIP-level median list price is about $613,833 in 78015 and $738,965 in 78006, while Zillow also shows a Boerne city median list price of $653,300, so a comfortable single-family retirement home in town commonly lands above the mid-$500Ks and often into the $600Ks (Zillow 78015^[7], Zillow 78006^[8], Zillow Boerne^[9]). Year over year, Zillow shows Boerne home values down 0.3%, 78006 down 0.7%, and 78015 up 0.5%, which points to a mixed but relatively stable pricing picture rather than a sharply accelerating market (Zillow Boerne^[9], Zillow 78006^[8], Zillow 78015^[7]). Homes are moving in roughly 39 to 49 days to pending in the ZIP-level Zillow data and about 51 days on market in Realtor.com’s 78015 report, which is reasonably liquid for sellers but still gives buyers some room to shop (Zillow 78015^[7], Zillow 78006^[8], Realtor 78015^[10]). Boerne clearly has 55+ options, including Regency at Esperanza, which is marketed as a 55+ community with 500+ single-level homes, plus a second active-adult community reported by 55places, so retirees who want age-restricted living do have inventory to choose from (Regency at Esperanza^[11], 55places Boerne^[12]).

Boerne is in the San Antonio-New Braunfels orbit, so the nearest major commercial airport is San Antonio International rather than a local Boerne airport (Census QuickFacts^[1]). A drive-time source or verified direct-flight list is not given here, so hub service details are not included. For a retiree, the practical takeaway is that commercial air access is through SAT, with longer-haul and hub options reached by connection or by driving into the larger San Antonio market.

Boerne is a Hill Country community with strong nearby metro access, which suits golf and outdoor recreation, but an exact number of public courses within 30 minutes is not given (Census QuickFacts^[1]). Green-fee ranges and a complete recreation inventory are not given here. The broader area does support hiking and Hill Country day trips, but the specific course list needs a dedicated golf source pass.

Boerne’s population was 22,712 in July 2024, up 27.1% from the April 2020 census base, and its median age and retiree share are not shown in the QuickFacts excerpt (Census QuickFacts^[1]). The same page shows a bachelor’s degree rate of 47.0%, an owner-occupied housing rate of 61.3%, and a median household income of $86,838, which fits a stable, upper-middle-income retirement market. QuickFacts also indicates a land area of 11.67 square miles and population density of 1,529.3 per square mile, reinforcing that this is a compact small city rather than a sprawling suburb.

Kendall County’s FEMA National Risk Index rating is Relatively Low, with wildfire at the 85th percentile and flooding at the 75th percentile, so the county-level hazard picture is not negligible even though the overall composite is not high (RiskByCounty^[13]). FEMA explains that the National Risk Index is a county- and tract-level tool, which is the right geography for this analysis (FEMA NRI^[6]). The EPA Air Quality Index report exists for county and CBSA annual summaries, but a county-specific annual good-air-days total for Kendall County is not given here, so wildfire-smoke season severity is also not quantified (EPA AirData^[14], EPA AirData^[15]).