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Glenwood Springs, CO

Year-round Strong

One of the cities every new account starts with, already researched and scored. Everything below — the citations, the Census figures, the cost-of-living index — is real, not a mockup.

Scores

Golf Outdoor Healthcare Airport Climate Safety Natural Hazard Safety Air Quality Community character Restaurant / Bar Scene
Golf 6.5
Outdoor 9
Healthcare 8.5
Airport 5
Climate 8
Safety 7
Natural Hazard Safety 6.5
Air Quality 7
Community character 10
Restaurant / Bar Scene 6.1

Research

openai/gpt-5.4-mini

“Glenwood Springs is an amenity-rich mountain town with strong outdoor appeal, a compact downtown, and a lifestyle that fits active retirees who can live with altitude, wildfire, and higher-than-average housing costs.”

For a 62-year-old retiree, Glenwood Springs offers a compelling mix of hot springs, golf, hiking, skiing access, and a true small-city downtown, but it is not a low-cost market and climate-related insurance and wildfire concerns matter. The area is best suited to buyers who want an active, scenic base and are comfortable paying a premium for a mountain-resort lifestyle.

Cost of living & taxes Mountain-town taxes are manageable, but everyday costs and housing run above the U.S. norm.

Glenwood Springs is in Garfield County, where the combined 2026 sales tax rate is 9.35%, including 4.2% city tax, 1.0% county tax, and the 2.9% Colorado state rate (Avalara[1]). Colorado has a flat state income tax rate of 4.4%, so retirement income is taxed at the state level rather than by the city (Colorado Department of Revenue[2?] (unconfirmed source)). Census QuickFacts shows Glenwood Springs had 10,250 residents in 2023 and 11.9% were age 65+ (Census QuickFacts[3]); local demographic sites based on ACS put the median age at about 35.8 and median household income around $91,481, indicating a younger, higher-income mountain community (Neilsberg[4], Mytownview[5]). The city’s housing market is expensive for Colorado’s interior mountain towns, with one local data source placing median home value near $659,587 and average home value near $742,122 (Colorado Hometown Locator[6]).

Healthcare access Valley View Hospital anchors local care, while more specialized care is typically in the I-70 corridor or Denver.

Valley View Hospital is the main acute-care hospital in Glenwood Springs, with 31 staffed beds and a short-term acute-care designation (AHD[7]). CMS-related reporting available for the hospital shows it is a private nonprofit facility in Glenwood Springs, and a local news report says Valley View earned a five-star hospital quality rating in 2025 (Turquoise Health[8], Post Independent[9]). For serious specialty care, residents often travel to larger Front Range or Roaring Fork/Western Slope systems, but the exact specialist mix is not well captured in the sources retrieved here, so I cannot confirm a full local specialty roster without risking overstatement. Medicare Care Compare is the federal tool residents would use to compare nearby providers and hospitals (Medicare.gov[10]).

Climate & weather Dry high-country summers and cold winters make for a long outdoor season, but winter lows are sharp.

NOAA-normal-based climate summaries for Glenwood Springs show about 18.6 inches of annual precipitation and a winter-cold, summer-warm mountain climate (PlantMaps[11], Climate Charts[12]). Monthly normals from U.S. Climate Data show average summer highs of about 81 to 87 °F, while winter average lows fall roughly into the low teens to mid-teens °F (U.S. Climate Data[13]). Time and Date’s Glenwood Springs climate page, based on 1992 to 2021 weather reports, lists annual precipitation at 14.2 inches and highlights July as the hottest month and December as the coldest month (Time and Date[14]). That pattern supports comfortable golf and hiking from roughly late spring through early fall, with ski-season and winter driving considerations in the cold months (U.S. Climate Data[13]).

Crime & safety I could not confirm city-level FBI crime counts from the retrieved agency data, so this should be treated cautiously.

The FBI says the Crime Data Explorer is the official place to review UCR crime data, but the retrieved results did not include a Glenwood Springs city page or a comparable Garfield County page with usable violent and property crime figures (FBI UCR[15]). Because agency participation is voluntary and reporting can be incomplete after 2021, I am not substituting a crime-score estimate or a reseller’s ranking. If you want a numeric crime comparison, the next step is to verify whether the Glenwood Springs police agency or Garfield County publishes current CDE figures and then use those official rates only (FBI UCR[15]).

Housing market Glenwood Springs is a high-priced, relatively slow-moving mountain market, with local reports showing roughly $849,000 to $1.12 million median asking prices and about 89 to 99 days on market, depending on whether you look at city or county data ([Realtor.com Glenwood Springs](https://www.realtor.com/local/market/colorado/garfield-county/glenwood-springs)) ([Realtor.com Garfield County](https://www.realtor.com/local/market/colorado/garfield-county)).

For Glenwood Springs specifically, Realtor.com shows a median list price of $849,000 and median days on market of 97 days for the city market, while the Garfield County page shows a county median listing price of $730,000 and 99 days on market (Realtor.com Glenwood Springs[16]) (Realtor.com Garfield County[17]). The local Glenwood Springs Association of REALTORS market page also reports an average price of $920,986 and 95 days on market, which suggests the upper end of the market is still active but not especially fast-moving (Glenwood Springs Association of REALTORS[18]). The Aspen Board of REALTORS Glenwood Springs report shows single-family median sales prices around $1.015M to $1.10M in the latest rolling periods, with days on market at 62 to 96, and it is the clearest evidence that $1M-plus homes do exist in this market (Aspen Board of REALTORS Glenwood Springs PDF[19]). I did not find a confirmed agency source in the retrieved pages that specifically identifies 55+ or active-adult communities in Glenwood Springs, so I am leaving that sub-point unconfirmed rather than guessing.

Airport & travel Eagle County Regional is the nearest practical commercial airport, with Denver as the backup hub.

TravelMath says Eagle County Regional Airport is the nearest major airport, about 27 miles from Glenwood Springs (Travelmath[20]). The airport’s own site and a flight listing source indicate regular American and United service year-round, with Delta and Alaska appearing seasonally, which makes it useful for connections to major hubs even though it is not itself a large hub airport (Jettreks[21], FlyEGE[22]). For a retiree who expects frequent East Coast or Midwest travel, the key advantage is convenience, while the key limitation is schedule depth compared with Denver (Travelmath[20]).

Golf & recreation Golf is a genuine lifestyle plus here, with both public and semi-private options and excellent mountain recreation nearby.

The Glenwood Springs area golf listing identifies Glenwood Springs Golf Club, Ironbridge Golf Club, Lakota Canyon Ranch & Golf Club, River Valley Ranch Golf Club, and other nearby options, giving retirees several choices within the broader area (Glenwood Springs Colorado recreation page[23]). Ironbridge is described as a semi-private 18-hole course with Mt. Sopris and Roaring Fork River views, and a public listing estimates its 18-hole greens fees at about $198, indicating upper-end pricing for the market (Visit Glenwood[24], GolfLink[25]). Glenwood Springs Golf Club says tee times are required seven days a week, showing that public play is present but can be busy (Glenwood Springs Golf Club[26]). Beyond golf, the town is a strong base for hiking, river activities, hot springs, and winter skiing access in the Roaring Fork region, though those recreation claims are more general than the cited golf pages (Glenwood Springs Colorado recreation page[23]).

Community & demographics This is a small, younger-than-average mountain city with a compact footprint and a lively downtown feel.

Census QuickFacts reports Glenwood Springs had 10,250 residents in 2023, with 11.9% age 65 and over and 21.1% under 18 (Census QuickFacts[3]). ACS-based demographic pages put the median age around 35.8 and show a population mix that is not especially retiree-heavy, which means the social scene is more mixed-age than in classic retirement towns (Neilsberg[4]). Glenwood Springs is also described as a compact city with about 5.84 square miles and roughly 4,114 households in a local profile, supporting a walkable downtown-oriented lifestyle rather than suburban sprawl (Lloyd Tucker[27], Colorado Economic Development brochure[28?] (unconfirmed source)).

Hazard & air quality Garfield County has meaningful wildfire exposure and mountain hazard risk, while air quality is usually good but smoke can be a seasonal issue.

FEMA’s National Risk Index is published at the county level, and its own overview says it measures expected annual losses and hazard risk at county and tract levels, so Garfield County is the right geography for Glenwood Springs risk screening (FEMA NRI[29]). I was able to confirm the county geography but not retrieve a county-specific score page in this run, so I cannot responsibly quote the composite risk number without a verified page. For air quality, the EPA and AirNow are the right agencies for annual-good-air-day and smoke-season evaluation, but no usable Glenwood Springs-specific annual AQI page was retrieved here, so the city should be treated as a mountain community that usually has better baseline air than Front Range urban areas but can see wildfire-smoke episodes in late summer (EPA AirNow[30?] (unconfirmed source)).

Sources (30)

Numbered sources are the ones cited inline above.

  1. Glenwood Springs sales tax rate
  2. Colorado individual income tax
  3. Census QuickFacts Glenwood Springs
  4. Glenwood Springs age demographics
  5. Glenwood Springs demographics
  6. Glenwood Springs housing profile
  7. Valley View Hospital profile
  8. Valley View Hospital care quality summary
  9. Valley View Hospital five-star rating report
  10. Medicare Care Compare
  11. Glenwood Springs climate data
  12. NOAA normals station page
  13. U.S. Climate Data Glenwood Springs
  14. Glenwood Springs weather averages
  15. FBI UCR / Crime Data Explorer gateway
  16. Realtor.com Glenwood Springs housing market
  17. Realtor.com Garfield County housing market
  18. Glenwood Springs Association of REALTORS
  19. Aspen Board of REALTORS Glenwood Springs report
  20. Nearest airport to Glenwood Springs
  21. Eagle County Regional Airport flights
  22. Eagle County Regional Airport official site
  23. Glenwood Springs golf courses listing
  24. Ironbridge Golf Club
  25. Ironbridge green fee estimate
  26. Glenwood Springs Golf Club
  27. Glenwood Springs lifestyle profile
  28. Glenwood Springs city profile PDF
  29. FEMA National Risk Index overview
  30. EPA AirNow

Cost of living

107.1 cost-of-living index for a retired household (100 = U.S. average) — about 7.1% above the national average for retirees.

Groceries100.6
Housing131.0
Utilities89.3
Transportation97.6
Healthcare99.1
Misc. goods & services100.2

General-population composite: 111.1. The retired-household figure above weights spending the way a retiree actually spends rather than a general household, and is the more relevant number here.

C2ER Cost of Living Index (Expanded Edition), 2026 Q2 (as of 2026). A purchased, licensed index — not a live lookup — so it is refreshed by hand rather than on demand.
Glenwood Springs is not tracked separately by C2ER; using the nearest covered market, Grand Junction CO (~74 miles).

Census figures

American Community Survey, 2020–2024 five-year estimates

Measure Figure
Total population Everyone living here, from the Census Bureau’s rolling five-year survey and controlled to its official population estimate — an average over the five years, not a headcount on one day. Source: Table B01001 on data.census.gov ↗ 10,241 plus or minus 25
Share of population aged 65+ calculated Residents aged 65 and over as a share of all residents, added up from the survey’s age brackets. It counts people living here year-round, so a town with many seasonal residents will read lower than it feels. Source: Table B01001 on data.census.gov ↗ 13.3% plus or minus 2.3 percentage points
Median household income The midpoint of what households here earned over the twelve months before they were surveyed — half earned more, half less. Not an average, and not per person: a household can be one earner or five. Research text elsewhere on this page may quote an income from a different source, year or boundary, so it will not match this figure. Source: Table B19013 on data.census.gov ↗ $91,481 plus or minus $13,278
Median home value The midpoint of what owners estimate their own homes are worth, across owner-occupied homes only. It is not a list price, not a sale price, and not an assessment, so it will not match a market figure quoted elsewhere on this page. Source: Table B25077 on data.census.gov ↗ $619,000 plus or minus $41,866
Median gross rent The midpoint of rent plus tenant-paid utilities across occupied rental homes — what sitting renters pay, not what is being advertised to someone moving in today. Source: Table B25064 on data.census.gov ↗ $1,867 plus or minus $282
Median real estate taxes paid The midpoint of the property tax actually paid by owner-occupied households, which reflects what they own and any exemptions they hold. It is not the rate a new buyer would pay on a purchase at today’s price. Source: Table B25103 on data.census.gov ↗ $2,535 plus or minus $183
Owner households spending 30%+ of income on housing calculated Owner households whose monthly housing costs — mortgage, taxes, insurance, utilities — take 30% or more of their income, out of the owner households for which that ratio can be computed. Renters are not in this figure. Source: Table B25091 on data.census.gov ↗ 36.9% plus or minus 8.9 percentage points This is a survey estimate and its margin of error is wide in absolute terms — the true figure could be anywhere from 28.0% to 45.9%, a range too broad to place this town against another. Treat it as a rough indication rather than a number to compare.

3 of 7 figures are precise enough to compare with another town. These are survey estimates, not a census count, and the margin of error is part of the figure.

Key details

RegionCO
AirportEGE - ~35 min (regional)
ClimateSemi-arid mountain climate; ~18.6 in precip; summer highs ~81-87 F; golf Apr-Oct
Lot size0.2–0.5 ac low-maintenance lots
Home type2,800–3,800 sq ft mountain ranch or contemporary two-story
Key watchWildfire insurance; winter driving; elevated housing costs
HealthcareValley View Hospital (short-term acute care); serious care = Denver
Best seasonMay - October
Top communityIronbridge, Lakota Canyon Ranch, River Valley Ranch, Glenwood Springs proper

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