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AI research, with sources“Jackson, WY is a high-amenity mountain town with standout scenery and outdoor access, but it comes with premium living costs, winter weather, and a very small-town housing and healthcare market.”
Jackson is appealing for retirees who want an active, scenic lifestyle with golf, hiking, skiing, and a compact downtown, but it is one of the most expensive markets in the Rockies and its housing supply is tight. Healthcare is anchored locally by St. John’s Health, while serious specialist care often means traveling farther afield; winter driving, wildfire smoke, and hazard insurance are also important considerations.
Cost of living & taxes Beautiful, but expensive, with property tax rules that are simpler than many states.
Jackson’s housing market is far above the retiree target budget, with a 2024 ACS-based median home value cited at about $1.5M in local demographic summaries (MyTownView[1]). Teton County’s residential property assessment rate is 9.5% of fair market value, and the county says the average mill levy is about 57 mills, or roughly $5.70 per $1,000 of appraised value (Teton County Property Tax[2]) (Teton County Determining Property Tax[3]). Wyoming has no state income tax, and Jackson is subject to the state sales tax regime rather than a city income tax, while the county assessor notes a long-term homeowner exemption that can cut assessed value for qualifying primary residences (Teton County Long-Term Homeowner Exemption[4]).
Healthcare access Local hospital access is decent for a small town, but major specialty care is limited.
St. John’s Health operates Jackson’s main hospital at 625 East Broadway and Medicare lists it as an acute-care hospital that provides emergency services (St. John’s Hospital location[5]) (Medicare Care Compare, St Johns Medical Center[6]). St. John’s says it offers primary care plus cardiology, pulmonology, gastroenterology, joint health, spine health, and cancer care, which is a solid range for a town this size (St. John’s Health home[7]). For highly specialized or tertiary care, retirees should expect to travel beyond Jackson, because the local system is concentrated in one community hospital rather than a large multi-campus metro network (St. John’s locations[8]).
Climate & weather High-country climate means dry summers, very cold winters, and a short comfortable season.
At Jackson Hole Airport, the climate is described as dry, mostly clear, and warm in summer, with freezing, snowy winters; the average high in July is about 79°F and the average low in January is about 6°F (WeatherSpark Jackson Hole Airport[9]). The same source says the warm season lasts about 3.0 months, from June 13 to September 14, and the cold season lasts about 3.6 months, from November 19 to March 6 (WeatherSpark Jackson Hole Airport[9]). NOAA/NWS places Jackson Hole Airport at an elevation of about 6,401 feet, which helps explain the strong seasonality and the need to plan for snow and temperature swings (NWS Jackson, Jackson Hole Airport[10]).
Crime & safety Official FBI reporting is incomplete here, so county-level figures are the safest way to frame risk.
The available county-level FBI Crime Data Explorer summary for Teton County says the county is served by two law-enforcement agencies and shows a five-year violent-crime rate of 41.5 per 100,000 residents and a property-crime rate of 21.3 per 100,000 residents, both far below national averages in that summary (FBI Crime Explorer, Teton County[11]). The same page covers 2019 to 2024 totals, but it does not substitute for a full city-agency reporting series if a local department is missing or incomplete, so the county figure is the most defensible public number here (FBI Crime Explorer, Teton County[11]). Based on that county snapshot, reported crime looks comparatively low, but retirees should still verify current reporting status before relying on year-to-year trend claims (FBI Crime Explorer, Teton County[11]).
Housing market Jackson, WY is a very expensive, low-liquidity retirement housing market, with median listing prices around $4.07M, median days on market about 64, and only one clearly documented 55+ option ([Realtor.com](https://www.realtor.com/local/market/wyoming/teton-county/jackson), [Keller Williams Jackson Hole](https://kwjacksonhole.com/market-intelligence/), [Senior Guidance](https://www.seniorguidance.org/senior-housing/wyoming/jackson.html)).
Jackson’s median listing home price was about $4.07M in the latest Realtor.com market summary, and the same report put median days on market at 64 days, with year-over-year listing-price growth of 13.33% (Realtor.com[12]). Keller Williams Jackson Hole said buyer demand remained strongest in the single-family segment and that inventory was essentially unchanged from a year earlier at 283 properties, which supports a thin resale pool for conventional single-family homes (Keller Williams Jackson Hole[13]). For 55+ or active-adult housing, the evidence only clearly identified Morningstar of Jackson Hole as a 55-and-over senior housing community in Jackson, so purpose-built active-adult supply appears limited in the sourced material (Senior Guidance[14]).
Airport & travel Jackson Hole Airport is the key gateway, and it is close enough to be convenient for regular travel.
The nearest commercial airport is Jackson Hole Airport, which sits at high elevation and is the obvious airport for Jackson-area residents (NWS Jackson, Jackson Hole Airport[10]). The airport is the main local option for flying out to hubs, but the specific direct-flight schedule is not given here. For retirement planning, the practical takeaway is that air access is local and useful, but it is not the kind of large-network airport experience you get in a major metro (NWS Jackson, Jackson Hole Airport[10]).
Golf & recreation Golf is strong for a mountain town, and the broader recreation menu is excellent.
Jackson Hole is a destination market for golfers, but a clean public-government count of public courses within 30 minutes is not given here. The town is especially attractive for retirees who want golf plus year-round outdoor recreation, because the area is built around hiking, skiing, fishing, and scenic public lands rather than only club golf. For golf pricing and course options in Jackson, WY, no numeric claim is given here.
Community & demographics Small, affluent, and relatively young, with a compact downtown and a strong visitor-service economy.
Jackson’s population is 10,756 and its median age is 35.3 in ACS-based summaries, which signals a town that skews younger than typical retirement destinations (Census Reporter profile[15?] (unconfirmed source)). The town is also the county seat and the only incorporated municipality in Teton County, which helps explain why downtown services, civic life, and everyday errands are concentrated in a small footprint (MyTownView Jackson demographics[1]). For retirees, that means a very walkable core and strong amenity density for a town of its size, but also a community shaped heavily by tourism and seasonal traffic (Census Reporter profile[15?] (unconfirmed source)).
Hazard & air quality Teton County is lower-risk on the FEMA composite, but wildfire smoke and winter weather still matter.
Teton County is relatively low risk overall, with major exposure driven by avalanche, lightning, inland flood, earthquake, and wildfire-related hazards (FEMA National Risk Index[16]) (Teton County Wyoming risk summary[17]). Teton County’s wildfire and earthquake components are still meaningful, so a low composite score should not be read as no-risk living (Teton County Wyoming risk summary[17]). On air quality, Teton County warns that smoke can reduce outdoor air quality and advises residents that wildfire smoke can make the area less healthy during smoke events, especially for older adults and people with respiratory conditions (Teton County Outdoor Air Quality[18]) (EPA wildland fires and smoke[19]).
Sources (19)
Numbered sources are the ones cited inline above.
- MyTownView Jackson demographics
- Teton County property tax
- Teton County determining property tax
- Teton County long-term homeowner exemption
- St. John’s Hospital location
- Medicare Care Compare hospital detail
- St. John’s Health
- St. John’s locations
- WeatherSpark Jackson Hole Airport
- NWS Jackson, Jackson Hole Airport
- FBI Crime Explorer, Teton County
- Realtor.com Jackson, WY market summary
- Keller Williams Jackson Hole market intelligence
- Senior Guidance Jackson senior housing
- Census Reporter profile
- FEMA National Risk Index
- Wyoming FEMA hazard summary
- Teton County outdoor air quality
- EPA wildland fires and smoke
Census figures
| Measure | Figure |
|---|---|
| Total population Everyone living here, from the Census Bureau’s rolling five-year survey and controlled to its official population estimate — an average over the five years, not a headcount on one day. Source: Table B01001 on data.census.gov ↗ | 10,756 plus or minus 19 |
| Share of population aged 65+ calculated Residents aged 65 and over as a share of all residents, added up from the survey’s age brackets. It counts people living here year-round, so a town with many seasonal residents will read lower than it feels. Source: Table B01001 on data.census.gov ↗ | 9.0% plus or minus 2.7 percentage points This is a survey estimate and its margin of error is wide — about 30% of the figure itself, usually because the town is small. Treat it as a rough indication rather than a number to compare. |
| Median household income The midpoint of what households here earned over the twelve months before they were surveyed — half earned more, half less. Not an average, and not per person: a household can be one earner or five. Research text elsewhere on this page may quote an income from a different source, year or boundary, so it will not match this figure. Source: Table B19013 on data.census.gov ↗ | $118,991 plus or minus $10,427 |
| Median home value The midpoint of what owners estimate their own homes are worth, across owner-occupied homes only. It is not a list price, not a sale price, and not an assessment, so it will not match a market figure quoted elsewhere on this page. Source: Table B25077 on data.census.gov ↗ | $1,521,900 plus or minus $268,224 |
| Median gross rent The midpoint of rent plus tenant-paid utilities across occupied rental homes — what sitting renters pay, not what is being advertised to someone moving in today. Source: Table B25064 on data.census.gov ↗ | $2,100 plus or minus $298 |
| Median real estate taxes paid The midpoint of the property tax actually paid by owner-occupied households, which reflects what they own and any exemptions they hold. It is not the rate a new buyer would pay on a purchase at today’s price. Source: Table B25103 on data.census.gov ↗ | $5,271 plus or minus $1,453 |
| Owner households spending 30%+ of income on housing calculated Owner households whose monthly housing costs — mortgage, taxes, insurance, utilities — take 30% or more of their income, out of the owner households for which that ratio can be computed. Renters are not in this figure. Source: Table B25091 on data.census.gov ↗ | 26.3% plus or minus 12.4 percentage points This is a survey estimate and its margin of error is wide — about 47% of the figure itself, usually because the town is small. Treat it as a rough indication rather than a number to compare. |
3 of 7 figures are precise enough to compare with another town. These are survey estimates, not a census count, and the margin of error is part of the figure.
Key details
| Region | WY |
| Airport | JAC — 15 min (regional) |
| Climate | High-country; ~79°F July highs, ~6°F Jan lows; golf Jun–Sep |
| Lot size | 0.10–0.30 ac low-maintenance lot |
| Home type | 1,800–2,600 sq ft mountain home or townhome |
| Key watch | High home prices; winter driving; wildfire smoke and insurance |
| Healthcare | St. John's Health (local hospital); serious care = Idaho Falls/Salt Lake City |
| Best season | June – September |
| Top community | West Jackson, Rafter J, Indian Trails, Melody Ranch, Bar B Bar |
In your free trial: more on Jackson
Retirement taxes: No state income tax · Typical home: $1.1M–$1.8M
- A tax comparison using your income: how Jackson's state treats Social Security, IRA and pension income, plus property and sales tax
- Carrying costs and break-even: insurance, HOA, utilities and property tax, and how long until moving pays off
- Example homes in your price range, with live searches on Zillow, Redfin and Realtor.com
- Golf clubs nearby, with membership and initiation costs
- A trip journal for scouting visits, with photos and a PDF report
- Two-home planning: pair Jackson with a winter or summer town and see the combined budget
- Any U.S. town researched in about a minute, not just these
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