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Myrtle Beach, SC

Mixed Strong

One of the retirement towns we've already researched and scored. Everything below — the citations, the Census figures, the cost-of-living index — is real, not a mockup.

Scores

Golf Outdoor Healthcare Airport Climate Safety Natural Hazard Safety Air Quality Community character Restaurant / Bar Scene
Golf 10
Outdoor 7.5
Healthcare 6.5
Airport 8
Climate 8
Safety 4.5
Natural Hazard Safety 2.5
Air Quality 7
Community character 7
Restaurant / Bar Scene 6.5

Research

AI research, with sources

“Myrtle Beach is a low-tax, beach-and-golf retirement market with strong air service and plenty of amenities, but it also brings coastal-hazard exposure, hurricane insurance pressure, and a less comprehensive healthcare ecosystem than a major metro.”

For retirees who want an active, sunny coastal lifestyle, Myrtle Beach offers broad flight access, abundant golf, and a large retiree-heavy population. The tradeoffs are real, though, especially hurricane and flood exposure, evolving insurance costs, and crime figures that require careful county-level interpretation because city agency reporting is incomplete in available federal data.

Cost of living & taxes Affordability is still decent for coastal South Carolina, but the beach premium shows up in taxes and services.

The local housing and income backdrop is moderate for the region, with Myrtle Beach city population 39,697 and median household income $50,558 in the most recent Census QuickFacts release (Census QuickFacts[1]). South Carolina has a 6% state sales tax, and local sales taxes can push the combined rate higher depending on the jurisdiction (South Carolina Department of Revenue[2?] (unconfirmed source)). The state’s property tax system is county-based and the exact bill depends on classification and exemptions, so buyers should verify Horry County assessment details directly before purchase (Horry County Assessor[3]).

Healthcare access Healthcare is serviceable for routine care, with the main serious-care anchor in town and specialty trips to larger regional systems.

The main hospital in Myrtle Beach is Grand Strand Medical Center, a CMS-certified acute-care hospital at 809 82nd Parkway in Myrtle Beach, with a Medicare Care Compare profile available for quality review (Black Health/CMS-linked profile[4]). For specialized or tertiary care, many residents look to larger systems in the broader coastal region, especially as complex specialties thin out relative to a major metro. Medicare Advantage shoppers can compare plan options and provider networks on Medicare’s plan tools and Care Compare, which is important here because local network breadth varies by plan (Medicare.gov[5?] (unconfirmed source)).

Climate & weather Warm, humid, and highly seasonal, with beach-friendly winters and long, hot summers.

NOAA climate normals for the Myrtle Beach area show a humid coastal climate with substantial rainfall, hot summers, and mild winters; the nearby coastal station data are the right scale for this market rather than a city-only number (NOAA/NCEI climate normals[6?] (unconfirmed source)). Public airport-facing summaries indicate Myrtle Beach International sits just a few miles from the oceanfront and is used as the practical proxy for local seasonal travel comfort (MYR airport[7]). In practical retiree terms, the best outdoor months are usually late fall through spring, while midsummer can be hot, humid, and storm-sensitive.

Crime & safety Safety analysis is limited by incomplete city reporting, so county-level context matters more than a neat city ranking.

Federal crime reporting is the right source here, but available city-level reporting can be incomplete after 2021, so any apples-to-apples trend line must be treated cautiously (FBI Crime Data Explorer[8?] (unconfirmed source)). Myrtle Beach agency participation is not confirmed here, so a precise city violent-crime or property-crime rate from the federal system is not given; the county or agency reporting page should be used once verified. For retirement planning, that means asking specifically whether the relevant local agency reports NIBRS/UCR data before using any city rate as a relocation screen.

Housing market Myrtle Beach offers a relatively affordable coastal housing market, but resale can be slower for mainstream single-family homes than for the hottest 55+ communities.

The Myrtle Beach city housing market is showing a median listing price of $269,900, with homes spending an average of 86 days on the market (Realtor.com[9]) and a year-over-year median listing price decline of about 3.5% in the broader Myrtle Beach market (Realtor.com[10]). Zillow’s city page puts the median list price at $267,483 and says homes go pending in around 64 days, with the average Myrtle Beach home value at $323,033, up 0.5% year over year (Zillow[11]). The area also has a clear active-adult presence: 55places reports Myrtle Beach 55+ listings average about $547,730 and stay on the market around 392 days, while NewHomeSource lists several 55+ communities such as Del Webb North Myrtle Beach and Living Dunes, confirming a meaningful retiree-oriented segment (55places[12], NewHomeSource[13]).

Airport & travel Myrtle Beach has unusually strong air access for a beach town, with many nonstop leisure and East Coast routes.

Myrtle Beach International Airport is the local commercial airport, located about 3 miles southwest of downtown Myrtle Beach, and the airport’s own marketing page says it offers more than 50 nonstop destinations (MYR airport[7]). Airline schedule pages show nonstop service to cities such as Baltimore/Washington, Hartford/Springfield, Newark, Providence, and Boston, which is helpful for East Coast family travel and hub connections (Southwest MYR[14], American to MYR[15], Breeze to MYR[16]). For a retiree, that combination makes Myrtle Beach much less isolated than many resort markets of similar size.

Golf & recreation Golf is one of Myrtle Beach’s biggest retirement draws, and the broader Grand Strand is built around it.

The airport and tourism ecosystem reinforce the area’s golf identity, and the market has dozens of public and resort courses rather than a scarcity of choices (MYR airport[7]). Ocean-cooled weather and a long warm season make year-round play feasible for much of the year, though summer heat and storm interruptions are part of the tradeoff (NOAA/NCEI[6?] (unconfirmed source)). Beyond golf, the coast supports beach walking, fishing, boating, and other water recreation, so an active retiree is not limited to the fairways.

Community & demographics Myrtle Beach is older, retiree-friendly, and built for visitors, with a strong services and entertainment strip.

Myrtle Beach city had a Census-estimated population of 39,697 and a median age of 47.3, which is materially older than the U.S. overall and consistent with a retiree-friendly market (Census QuickFacts[1]). The broader Myrtle Beach-Conway-North Myrtle Beach metro had 413,391 people and a median age of 49.7, showing the region is substantially older than the nation (Census Reporter metro profile[17]). The city’s amenity mix is more resort-commercial than quaint small-town, which is good for dining and activity but less ideal if you want a sleepy village feel.

Hazard & air quality The hazard profile is dominated by coastal storm exposure, with county-level FEMA risk and air-quality seasonality both worth watching.

Myrtle Beach sits in Horry County, and the county-level National Risk Index context is severe, with very high hurricane and flood exposure noted in the risk summary for Horry County (Risk Before Buy[18]). Because FEMA’s National Risk Index is county-level, the right planning lens is Horry County rather than the city alone. Air quality is generally coastal-moderate, but wildfire-smoke episodes can still reach the Grand Strand in regional smoke events, so retirees should check AirNow during late-summer and fall smoke season (AirNow[19?] (unconfirmed source)).

Sources (19)

Numbered sources are the ones cited inline above.

  1. Census QuickFacts Myrtle Beach city, SC
  2. South Carolina Department of Revenue, Sales Tax
  3. https://www.horrycountysc.gov/departments/assessor/
  4. Grand Strand Medical Center profile with CMS references
  5. Medicare.gov
  6. NOAA National Centers for Environmental Information
  7. Myrtle Beach International Airport
  8. FBI Crime Data Explorer
  9. Realtor.com Myrtle Beach, SC homes for sale
  10. Realtor.com Myrtle Beach, SC housing market
  11. Zillow Myrtle Beach, SC housing market
  12. 55places Myrtle Beach 55+ retirement communities
  13. NewHomeSource Myrtle Beach area active adult communities
  14. Southwest flights to Myrtle Beach
  15. American Airlines flights to Myrtle Beach
  16. Breeze Airways flights to Myrtle Beach
  17. Census Reporter Myrtle Beach metro profile
  18. Myrtle Beach climate risk summary citing FEMA NRI
  19. AirNow

Cost of living

95.2 composite index (100 = U.S. average, general population — an estimate, with no retiree-specific figure). About 4.8% below the national average overall.

Housing90.1
Utilities95.8

U.S. Bureau of Economic Analysis Regional Price Parities, 2024 (as of 2024). Free federal price data, published yearly, converted to the scale of the purchased index used for most towns.
Myrtle Beach is not covered closely by the purchased index used for most towns. This is estimated from federal price levels for the Myrtle Beach-Conway-North Myrtle Beach, SC metro area, converted to the same scale as the other towns. Treat it as approximate.

Census figures

American Community Survey, 2020–2024 five-year estimates

Measure Figure
Total population Everyone living here, from the Census Bureau’s rolling five-year survey and controlled to its official population estimate — an average over the five years, not a headcount on one day. Source: Table B01001 on data.census.gov ↗ 38,371 plus or minus 79
Share of population aged 65+ calculated Residents aged 65 and over as a share of all residents, added up from the survey’s age brackets. It counts people living here year-round, so a town with many seasonal residents will read lower than it feels. Source: Table B01001 on data.census.gov ↗ 23.7% plus or minus 1.8 percentage points
Median household income The midpoint of what households here earned over the twelve months before they were surveyed — half earned more, half less. Not an average, and not per person: a household can be one earner or five. Research text elsewhere on this page may quote an income from a different source, year or boundary, so it will not match this figure. Source: Table B19013 on data.census.gov ↗ $60,394 plus or minus $3,850
Median home value The midpoint of what owners estimate their own homes are worth, across owner-occupied homes only. It is not a list price, not a sale price, and not an assessment, so it will not match a market figure quoted elsewhere on this page. Source: Table B25077 on data.census.gov ↗ $388,800 plus or minus $34,009
Median gross rent The midpoint of rent plus tenant-paid utilities across occupied rental homes — what sitting renters pay, not what is being advertised to someone moving in today. Source: Table B25064 on data.census.gov ↗ $1,261 plus or minus $77
Median real estate taxes paid The midpoint of the property tax actually paid by owner-occupied households, which reflects what they own and any exemptions they hold. It is not the rate a new buyer would pay on a purchase at today’s price. Source: Table B25103 on data.census.gov ↗ $1,209 plus or minus $69
Owner households spending 30%+ of income on housing calculated Owner households whose monthly housing costs — mortgage, taxes, insurance, utilities — take 30% or more of their income, out of the owner households for which that ratio can be computed. Renters are not in this figure. Source: Table B25091 on data.census.gov ↗ 22.6% plus or minus 3.3 percentage points

3 of 7 figures are precise enough to compare with another town. These are survey estimates, not a census count, and the margin of error is part of the figure.

Key details

RegionSC
AirportMYR - 10 to 15 min (regional)
ClimateHumid subtropical; long warm season, mild winters, beach-friendly shoulder seasons
Lot size0.15–0.30 ac (low-maintenance)
Home type1,800–2,400 sq ft single-level coastal ranch/patio home
Key watchHurricane and flood insurance; summer heat/humidity; HOA and resort-fee structures
HealthcareGrand Strand Medical Center; serious specialty care often routes to Charleston or other larger regional systems
Best seasonOctober – April
Top communityGrande Dunes, Carolina Forest, Market Common, Pine Lakes

In your free trial: more on Myrtle Beach

Retirement taxes: Social Security not taxed · pensions and IRA withdrawals partly taxed · Typical home: $575K–$725K

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