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New Braunfels, TX

Year-round Strong

One of the retirement towns we've already researched and scored. Everything below — the citations, the Census figures, the cost-of-living index — is real, not a mockup.

Scores

Golf Outdoor Healthcare Airport Climate Safety Natural Hazard Safety Air Quality Community character Restaurant / Bar Scene
Golf 7.5
Outdoor 9
Healthcare 7.5
Airport 7
Climate 7.5
Safety 7.5
Natural Hazard Safety 5.5
Air Quality 6.5
Community character 10
Restaurant / Bar Scene 7.4

Research

AI research, with sources

“New Braunfels offers a lively Hill Country retirement setting with strong walkable charm, river recreation, and easy access to San Antonio, but flood exposure, rising temperatures, and a car-oriented layout deserve attention.”

New Braunfels is appealing for retirees who want a historic, amenity-rich Texas town with outdoor recreation, a growing downtown, and relatively strong household incomes, but the best-located homes and everyday living costs can still run well above what many expect in a smaller city. The biggest tradeoffs are flood risk in parts of the county, summer heat, and a regional healthcare footprint that is solid for routine care but still funnels some specialist and tertiary care to San Antonio.

Cost of living & taxes Comfortable but not cheap, with Texas tax advantages and a metro-level inflation backdrop.

New Braunfels city had a median household income of $88,257 in 2019-2023 ACS/QuickFacts, and the San Antonio-New Braunfels metro is the relevant geography for BLS-style regional pricing context rather than a city-only series. Texas has no state income tax, but sales and property taxes still matter for retirees, and the city’s household-income profile suggests many established neighborhoods are priced above inland Texas norms (Census QuickFacts[1]). The same QuickFacts page also shows population growth from 90,403 in 2020 to 110,958 in 2023, which usually puts upward pressure on services, taxes, and everyday costs (Census QuickFacts[1]).

Healthcare access Good local hospital access for routine and urgent care, with San Antonio still the tertiary-care safety net.

The local healthcare picture is anchored by the Guadalupe Valley Hospital area and the broader San Antonio medical market, while New Braunfels also sits within reach of major hospital systems in San Antonio for advanced specialty care. New Braunfels has a growing retiree population, but no official source is given here for hospital drive times, specialist counts, or Medicare Advantage plan detail. For a relocation decision, the practical takeaway is that New Braunfels has adequate day-to-day access, but serious cardiology, oncology, and some surgical specialty care will often route to San Antonio (Census QuickFacts[1]).

Climate & weather Warm, sunny Hill Country weather with a long outdoor season, but summer heat is the limiting factor.

Station-level NOAA climate-normals figures for New Braunfels are not given here, so no station-verified annual precipitation or exact average summer and winter temperatures are quoted. The nearby NWS forecast pages show typical seasonal patterns, with daytime highs in the 70s to 80s in October and nights in the 50s, which is consistent with a long shoulder season for golf and outdoor activity (NWS forecast[2]). The NOAA normals documentation confirms that climate normals are normally reported by station rather than by city, so any precise precipitation or sunshine figure should be tied to a specific station once verified (NOAA Climate Normals[3]).

Crime & safety Safety data needs caution in New Braunfels because the city’s FBI reporting status was not confirmable from the materials.

New Braunfels’ current FBI Crime Data Explorer reporting status is not given here, and FBI/UCR reporting is voluntary and incomplete after 2021, so no guessed city crime rate is substituted. The correct next step would be to confirm whether the city agency reported recent NIBRS/UCR data, or otherwise use a county or state figure directly from the FBI Crime Data Explorer rather than a third-party score site. City-level violent and property crime rates and the 3-year trend are not given here.

Housing market New Braunfels is still a relatively active, mid-priced market for retirees, with strong active-adult options and a buyer pool supported by the San Antonio-New Braunfels metro.

In the San Antonio-New Braunfels metro, FHFA’s all-transactions house-price index shows home values up 29.25% over five years and down 0.53% year over year in 2026Q2, so the broader metro trend is still elevated even though the most recent yearly move was slightly negative (FHFA HPI[4]). Local market snapshots put New Braunfels’ median list price around $379,000 to $627,000 depending on ZIP code, with 74 to 78 median days on market in September 2026, which is more liquid than many retirement destinations but not a rapid-sale market (Realtor.com New Braunfels[5], Realtor.com 78132[6]). There is clear 55+ inventory nearby, including Del Webb New Braunfels at Veramendi and Larkspur at Creekside, and New Braunfels is described as having 7 55+ and active adult communities (New Home Source[7], Del Webb[8], Apartments.com[9]).

Airport & travel Austin and San Antonio are both feasible, with San Antonio the closer commercial-airport option.

New Braunfels National Airport is the local airport identifier KBAZ, and it is a general aviation field rather than a commercial passenger airport (NWS station page[10]). Drive times and nonstop routes for the nearest commercial airport are not given here. For practical retirement planning, most residents use San Antonio first and Austin second for commercial air service, but that statement should be verified with airport or BTS schedule data before treating it as a hard fact.

Golf & recreation Strong recreation market, with river access, parks, and several playable courses in the broader New Braunfels area.

The city formally emphasizes downtown walkability, parks, trails, and river-adjacent recreation, which is a strong fit for an active retiree who wants more than golf alone (City downtown page[11]). A complete course count or green-fee schedule is not given here, so a precise number of public courses within 30 minutes is not provided. The best-supported recreation signal is that New Braunfels has an active pedestrian and trail-building program plus easy access to the Guadalupe and Comal river system, which makes it attractive for walkers, cyclists, and paddlers as well as golfers (City pedestrian improvements[12]).

Community & demographics Fast-growing, relatively affluent, and still young enough to feel active rather than sleepy.

New Braunfels had an estimated population of 110,958 on July 1, 2023, and 14.1% of residents were 65 and over in the Census QuickFacts release, which suggests a retiree presence without the feel of a true retirement enclave (Census QuickFacts[1]). The same source shows median household income of $88,257 and a population that jumped from 90,403 in 2020 to 110,958 in 2023, indicating a fast-growing market with more amenities, but also more congestion and competition for services (Census QuickFacts[1]). Downtown New Braunfels is described by the city as having 19th-century German-influenced architecture, boutiques, cafés, and a civic gathering space at Main Plaza, which supports the town-center character many retirees want (Downtown page[11], Main Plaza[13]).

Hazard & air quality Comal County carries meaningful flood and wind exposure, while local air quality looks fair but not pristine.

FEMA’s National Risk Index is published at county and census-tract scales, so Comal County is the correct geography for this hazard discussion (FEMA NRI overview[14]). Comal County’s overall FEMA NRI score is 92.7, with riverine flooding the highest-rated hazard and wildfire also materially present in the county profile (Comal County risk profile[15]). On air quality, the available community air page reports a historical annual PM2.5 average of 8.9 ug/m3 and about 2 unhealthy-air days per year, but it also notes that New Braunfels itself lacks a long-running EPA station in that dataset and uses San Antonio as the nearest proxy monitor (Clean Air Data[16]).

Sources (16)

Numbered sources are the ones cited inline above.

  1. Census QuickFacts: New Braunfels city, Texas
  2. NWS forecast: New Braunfels TX
  3. NOAA U.S. Climate Normals
  4. FHFA House Price Index Datasets
  5. Realtor.com New Braunfels market
  6. Realtor.com ZIP 78132 market
  7. New Home Source 55+ communities near New Braunfels
  8. Del Webb New Braunfels at Veramendi
  9. Larkspur at Creekside 55+ community
  10. NWS current conditions: New Braunfels Municipal Airport
  11. City of New Braunfels: Downtown
  12. City of New Braunfels: Pedestrian Improvements
  13. City of New Braunfels: Main Plaza
  14. FEMA National Risk Index overview
  15. Comal County risk profile
  16. New Braunfels air quality summary

Cost of living

97.5 composite index (100 = U.S. average, general population — an estimate, with no retiree-specific figure). About 2.5% below the national average overall.

Housing103.5
Utilities92.3

U.S. Bureau of Economic Analysis Regional Price Parities, 2024 (as of 2024). Free federal price data, published yearly, converted to the scale of the purchased index used for most towns.
New Braunfels is not covered closely by the purchased index used for most towns. This is estimated from federal price levels for the San Antonio-New Braunfels, TX metro area, converted to the same scale as the other towns. Treat it as approximate.

Census figures

American Community Survey, 2020–2024 five-year estimates

Measure Figure
Total population Everyone living here, from the Census Bureau’s rolling five-year survey and controlled to its official population estimate — an average over the five years, not a headcount on one day. Source: Table B01001 on data.census.gov ↗ 104,643 plus or minus 84
Share of population aged 65+ calculated Residents aged 65 and over as a share of all residents, added up from the survey’s age brackets. It counts people living here year-round, so a town with many seasonal residents will read lower than it feels. Source: Table B01001 on data.census.gov ↗ 14.9% plus or minus 0.9 percentage points
Median household income The midpoint of what households here earned over the twelve months before they were surveyed — half earned more, half less. Not an average, and not per person: a household can be one earner or five. Research text elsewhere on this page may quote an income from a different source, year or boundary, so it will not match this figure. Source: Table B19013 on data.census.gov ↗ $86,021 plus or minus $5,404
Median home value The midpoint of what owners estimate their own homes are worth, across owner-occupied homes only. It is not a list price, not a sale price, and not an assessment, so it will not match a market figure quoted elsewhere on this page. Source: Table B25077 on data.census.gov ↗ $339,400 plus or minus $7,975
Median gross rent The midpoint of rent plus tenant-paid utilities across occupied rental homes — what sitting renters pay, not what is being advertised to someone moving in today. Source: Table B25064 on data.census.gov ↗ $1,654 plus or minus $52
Median real estate taxes paid The midpoint of the property tax actually paid by owner-occupied households, which reflects what they own and any exemptions they hold. It is not the rate a new buyer would pay on a purchase at today’s price. Source: Table B25103 on data.census.gov ↗ $4,500 plus or minus $161
Owner households spending 30%+ of income on housing calculated Owner households whose monthly housing costs — mortgage, taxes, insurance, utilities — take 30% or more of their income, out of the owner households for which that ratio can be computed. Renters are not in this figure. Source: Table B25091 on data.census.gov ↗ 23.4% plus or minus 2.9 percentage points

3 of 7 figures are precise enough to compare with another town. These are survey estimates, not a census count, and the margin of error is part of the figure.

Key details

RegionTX
AirportSAT - 30 min (regional); AUS for more nonstop options
ClimateHumid subtropical; long warm season, mild winters, sunny shoulder months
Lot size0.15–0.30 ac low-maintenance
Home type1,900–2,600 sq ft single-level or 1.5-story home
Key watchFlood exposure in low-lying areas; rising insurance costs; summer heat
HealthcareRegional hospitals in New Braunfels/San Antonio; serious specialty care usually in San Antonio
Best seasonNovember - April
Top communityOak Run, Vintage Oaks, Meyer Ranch, Veramendi

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Retirement taxes: No state income tax · Typical home: $500K–$750K

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