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Newburyport, MA

Year-round Strong

One of the retirement towns we've already researched and scored. Everything below — the citations, the Census figures, the cost-of-living index — is real, not a mockup.

Scores

Golf Outdoor Healthcare Airport Climate Safety Natural Hazard Safety Air Quality Community character Restaurant / Bar Scene
Golf 7
Outdoor 8
Healthcare 7
Airport 8.5
Climate 6.5
Safety 7
Natural Hazard Safety 5
Air Quality 7.5
Community character 10
Restaurant / Bar Scene 6

Research

AI research, with sources

“Newburyport is a walkable, historic North Shore harbor town with strong retiree appeal, solid healthcare access, and easy access to Boston-region amenities, but housing, taxes, and winter weather are the main tradeoffs.”

Newburyport fits a retiree who values a lively downtown, coastal scenery, and an active social calendar more than a bargain purchase price. The city skews older and affluent, with strong medical access and good outdoor recreation, but buyers should plan for a relatively expensive single-family home market, New England property-tax pressure, and coastal weather and insurance considerations.

Cost of living & taxes Beautiful coastal New England living comes at a premium, especially once taxes are added.

Newburyport’s median household income is $144,259 and the median age is 47.0, which helps explain why the market feels established and well-kept (CensusReporter[1]). The Census ACS also puts median home value at $792,400, a realistic proxy for the kind of move-in-ready single-family home this retiree profile is likely to target (CensusReporter[1]). Massachusetts has a flat state income tax and state sales tax, but city-specific rates are not given here.

Healthcare access Healthcare access is a real strength, with local primary and specialty care plus hospital access in town.

Residents have local access to Mass General Brigham outpatient care in Newburyport, including a primary care clinic at 260 Merrimac Street and another outpatient location at 1 Wallace Bashaw Way, both of which explicitly note coordinated access to specialists (Mass General Brigham[2], Mass General Brigham[3]). Anna Jaques Hospital is in Newburyport at 25 Highland Ave and is listed on Medicare Care Compare as an acute-care hospital with emergency services and a 3-of-5 overall star rating (NPIMap[4]). For more complex care, the local system links into Mass General Brigham’s broader academic network, which includes Massachusetts General Hospital and Brigham and Women’s Hospital (Mass General Brigham[5]).

Climate & weather Four-season coastal weather means pleasant shoulder seasons and real winter, not a sun-belt retirement climate.

Newburyport’s annual precipitation is about 43.67 inches, with winter lows around 24 to 30 F and summer highs around 77 to 82 F in the available climate summaries (Time and Date[6]). NOAA climate normals are the right official source for station-based long-term averages, but the city station table itself is not given here (NOAA NCEI[7]). In practical terms, the most comfortable outdoor season is roughly late spring through early fall, with July and August best for boating and dining outdoors and January and February least comfortable for long outdoor activity.

Crime & safety A city-specific FBI crime series is not given here.

The FBI Crime Data Explorer city-level series is not given here, and after 2021 reporting can be incomplete because agencies participate voluntarily. A crime-score site estimate or a precise Newburyport rate from an unrelated geography is not provided here. If you want the safest next step, use the FBI Crime Data Explorer for Newburyport’s reporting agency or the county figure only if the city agency does not report.

Housing market Newburyport is a high-priced, fast-moving North Shore market, with limited evidence of age-restricted housing inside the city itself.

Newburyport’s current housing snapshot shows a median listing price of $1.09M and average days on market of 21 as of May 2026 (Realtor.com[8]). Zillow’s city page puts the median list price at $1,154,950 and median days to pending at 16, with the average home value up 4.3% year-over-year as of August 2026 (Zillow[9]). Redfin’s city market view shows a median sale price of $1,012,018, up 10.6% year-over-year in September 2026, and a typical pace of about 23 days on market (Redfin[10]). Nearby active-adult housing exists, but there is no clearly documented 55+ subdivision inside Newburyport itself, so the age-restricted option set appears limited locally (After55[11]).

Airport & travel Logan is the practical commercial airport, with regional access to major East Coast and Midwest hubs.

Logan International Airport is about 32 miles from Newburyport (Time and Date[6]). That makes Logan the nearest major commercial airport for routine travel, and it typically offers the strongest nonstop access to East Coast hubs and major Midwest connections. Route-level nonstop flight details are not given here (FAA or BTS page[12] )

Golf & recreation Golf is good but not resort-dense, and the bigger draw is coastal outdoors plus nearby North Shore recreation.

A government-backed count of public courses within 30 minutes is not given here. The market’s recreation appeal is still strong because Newburyport is a harbor city with easy access to walking, waterfront activity, and regional day trips, while the golf supply is best treated as a North Shore amenity cluster rather than a destination golf market. Newburyport has reasonable access to several public and semi-private golf courses.

Community & demographics Newburyport is older, affluent, owner-occupied, and compact, which tends to favor active retirees.

Newburyport’s population was 18,731 in the 2023 Census Bureau estimate, with 22.9 percent age 65 and over, 76.2 percent owner-occupied housing, and a median household income of $144,259 (U.S. Census QuickFacts[13]). Census Reporter also shows a median age of 47.0, reinforcing that this is not a young-renter city (CensusReporter[1]). The town has a classic historic-downtown feel and a compact footprint, so it suits buyers who want restaurants, shops, and civic life close at hand rather than a spread-out suburban layout.

Hazard & air quality Coastal exposure and county-level hazard planning matter here, even though day-to-day air quality is generally manageable.

FEMA’s National Risk Index is county-level, so Newburyport is covered under Essex County, Massachusetts; the county NRI composite score and top hazard ranks are not given here. On air quality, the MassDEP planning material says Newburyport does not have significant air quality issues like more industrial communities, but it also notes that summer ozone can exceed EPA health-based standards in Eastern Massachusetts (City of Newburyport[14]). That means the main practical concerns are coastal flood exposure and occasional regional ozone or smoke episodes, rather than chronic industrial pollution.

Sources (14)

Numbered sources are the ones cited inline above.

  1. Census Reporter profile for Newburyport city, MA
  2. Mass General Brigham Newburyport, 260 Merrimac St
  3. Mass General Brigham Newburyport, 1 Wallace Bashaw Way
  4. Anna Jaques Hospital NPI / Care Compare summary
  5. About Mass General Brigham
  6. Newburyport climate averages, includes Logan distance
  7. NOAA U.S. Climate Normals overview
  8. Realtor.com Newburyport housing snapshot
  9. Zillow Newburyport housing market
  10. Redfin Newburyport homes for sale
  11. After55 active adult communities near Newburyport
  12. https://www.faa.gov/
  13. U.S. Census Bureau QuickFacts: Newburyport city, MA
  14. City of Newburyport energy chapter

Cost of living

149.2 cost-of-living index for a retired household (100 = U.S. average) — about 49.2% above the national average for retirees.

Groceries104.9
Housing229.3
Utilities155.0
Transportation106.5
Healthcare128.3
Misc. goods & services114.2

General-population composite: 149.1. The retired-household figure above weights spending the way a retiree actually spends rather than a general household, and is the more relevant number here.

C2ER Cost of Living Index (Expanded Edition), 2026 Q2 (as of 2026). A purchased, licensed index — not a live lookup — so it is refreshed by hand rather than on demand.
Newburyport is not tracked separately by C2ER; using Boston MA, in the same metro area (Boston-Cambridge-Newton, MA-NH Metro Area).

Census figures

American Community Survey, 2020–2024 five-year estimates

Measure Figure
Total population Everyone living here, from the Census Bureau’s rolling five-year survey and controlled to its official population estimate — an average over the five years, not a headcount on one day. Source: Table B01001 on data.census.gov ↗ 18,652 plus or minus 47
Share of population aged 65+ calculated Residents aged 65 and over as a share of all residents, added up from the survey’s age brackets. It counts people living here year-round, so a town with many seasonal residents will read lower than it feels. Source: Table B01001 on data.census.gov ↗ 24.4% plus or minus 2.7 percentage points
Median household income The midpoint of what households here earned over the twelve months before they were surveyed — half earned more, half less. Not an average, and not per person: a household can be one earner or five. Research text elsewhere on this page may quote an income from a different source, year or boundary, so it will not match this figure. Source: Table B19013 on data.census.gov ↗ $139,625 plus or minus $21,347
Median home value The midpoint of what owners estimate their own homes are worth, across owner-occupied homes only. It is not a list price, not a sale price, and not an assessment, so it will not match a market figure quoted elsewhere on this page. Source: Table B25077 on data.census.gov ↗ $834,000 plus or minus $36,849
Median gross rent The midpoint of rent plus tenant-paid utilities across occupied rental homes — what sitting renters pay, not what is being advertised to someone moving in today. Source: Table B25064 on data.census.gov ↗ $1,592 plus or minus $221
Median real estate taxes paid The midpoint of the property tax actually paid by owner-occupied households, which reflects what they own and any exemptions they hold. It is not the rate a new buyer would pay on a purchase at today’s price. Source: Table B25103 on data.census.gov ↗ $7,944 plus or minus $411
Owner households spending 30%+ of income on housing calculated Owner households whose monthly housing costs — mortgage, taxes, insurance, utilities — take 30% or more of their income, out of the owner households for which that ratio can be computed. Renters are not in this figure. Source: Table B25091 on data.census.gov ↗ 24.4% plus or minus 4.6 percentage points

3 of 7 figures are precise enough to compare with another town. These are survey estimates, not a census count, and the margin of error is part of the figure.

Key details

RegionMA
AirportBOS - 45-60 min (major hub)
ClimateHumid continental; ~44 in rain; winter lows ~24 F; best May-Oct
Lot size0.08–0.20 ac (compact, low-maint.)
Home type1,800–2,400 sq ft historic or updated single-family
Key watchHigh purchase prices; coastal insurance and flood exposure; winter maintenance
HealthcareAnna Jaques Hospital (acute care); serious care = Boston MGB/MGH
Best seasonMay - October
Top communitySouth End, Joppa, Plum Island, West End

In your free trial: more on Newburyport

Retirement taxes: Social Security not taxed · pensions partly taxed · IRA withdrawals taxed · Typical home: $775K–$1.1M

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