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Salida, CO

Year-round Solid

One of the retirement towns we've already researched and scored. Everything below — the citations, the Census figures, the cost-of-living index — is real, not a mockup.

Scores

Golf Outdoor Healthcare Airport Climate Safety Natural Hazard Safety Air Quality Community character Restaurant / Bar Scene
Golf 4.5
Outdoor 9
Healthcare 6
Airport 3.5
Climate 7
Safety 6
Natural Hazard Safety 4.5
Air Quality 5.5
Community character 8
Restaurant / Bar Scene 5.9

Research

AI research, with sources

“Salida, Colorado offers small-town mountain living with strong outdoor access, a modest downtown, and a relatively affordable public-golf scene, but retirees should weigh altitude, wildfire exposure, and limited specialty care and air service.”

Salida is a compact, scenic mountain town with a meaningful retiree footprint, a walkable historic core, and easy access to hiking, river recreation, and an affordable public golf course. The main tradeoffs are limited local specialty healthcare, no direct commercial air service in town, and county-level wildfire and flood risk that matter for insurance and long-term planning.

Cost of living & taxes Moderate taxes and lighter local carrying costs, but mountain-market services can still run above average.

Salida had 5,666 residents in the 2020 Census, and 20.2% of residents were age 65 and over (Census QuickFacts[1]). Colorado's state sales tax rate is 2.9%, and the Department of Revenue notes that many purchases can also face local and special-district sales taxes (Colorado Department of Revenue[2]). Chaffee County's assessor explains that Colorado residential property taxes are based on assessed value times the applicable mill levy, and the county's 2025 valuation materials provide the current assessment framework for local property-tax estimation (Chaffee County Assessor PDF[3]).

Healthcare access Good basic local coverage in town, but major specialty and advanced-care access still means traveling out of the valley.

Heart of the Rockies Regional Medical Center in Salida is a nonprofit Critical Access Hospital and Level IV Trauma Center at 1000 Rush Drive (HRRMC[4]). The hospital says its services include cardiology, psychiatry, ENT, gynecology, pain management, and a family birthing center, which gives retirees a real local starting point for routine and some specialty care (HRRMC[4]). For more complex procedures and deeper specialty networks, residents commonly look to larger regional centers in the broader Colorado Springs or Denver orbit, because Salida itself is a small mountain community with a single local hospital (HRRMC[4]).

Climate & weather High-elevation mountain climate brings dry air, big sun, cool nights, and a short-but-pleasant warm season.

NOAA's U.S. Climate Normals are the official 30-year station-based climate baseline for temperature and precipitation across the country (NCEI[5]). For Salida-area climate context, Colorado's climate normals program points users to the 1991-2020 station normals and monthly temperature and precipitation comparisons for Colorado stations (Colorado Climate Center[6]). A Salida-area climatology summary shows annual precipitation around 8.28 inches for the referenced station, which is consistent with a dry mountain climate, and the area's outdoor comfort is strongest in late spring through early fall (CoCoRaHS climatology[7]).

Crime & safety Official FBI reporting is limited here, so the safest reading is cautious rather than definitive.

The FBI says UCR data are now released quarterly through the Crime Data Explorer, and reporting remains voluntary, which means gaps and incompleteness can affect interpretation after 2021 (FBI UCR[8]). A third-party summary that cites FBI Crime Data Explorer output says the Salida Police Department serves Salida in Chaffee County and that the city recorded 0 violent crimes and 632 property crimes in a five-year FBI window, but this is not the primary FBI page and should be treated carefully (CrimeExplorer summary[9]). Salida's official city-specific violent and property rates are unverified, so county or state FBI data should be used in a final relocation decision.

Housing market Salida’s housing market is expensive for a retirement move, with a city-level median list price around $749,000 and homes taking about 99 days to go pending.

Salida’s median list price is $749,450 and the city’s median sale price is $685,000, according to a local market guide that reports Salida-specific figures (Homes.com[10]). Redfin’s Salida market page says the median sale price was $707,500 in Aug. 2026, up 2.6% year over year, with median days on market at 60 days (Redfin[11]). Zillow reports a Salida median list price of $783,983 and median days to pending of 99 days, while a Colorado housing page from Realtor.com shows Salida’s median listing price at $816,250 (Zillow[12], Realtor.com[13]). An age-restricted 55+ or active-adult community in Salida itself is unconfirmed.

Airport & travel Salida has no major commercial airport of its own, so most retirees will drive to regional airports or Denver for better flight choice.

AirNav identifies Salida Airport / Harriet Alexander Field as KANK, but it is not a commercial airline airport (AirNav KANK[14]). A travel summary states that the closest commercial airport is Gunnison-Crested Butte Regional Airport at roughly 65.2 miles and about 1 hour 17 minutes by car, while Denver International is the major hub option for broader direct-flight connectivity (Salida travel guide[15]). For Midwest and East Coast nonstops, Denver is the practical anchor even though the drive is much longer than to Gunnison (Salida travel guide[15]).

Golf & recreation Golf is anchored by a single easy-to-reach public course, with much stronger value in the surrounding outdoor recreation than in private-club depth.

Salida Golf Club says it is open to the public, was founded in 1926, plays as a 9-hole par-70 layout with yardages from 4,921 to 6,360 yards, and has a 300-yard driving range, putting green, and chipping green (Salida Golf Club[16]). The club describes itself as the most affordable golf in the Upper Arkansas River Valley and notes a usual pace of play of about two hours for 9 holes (Salida Golf Club[16]). For non-golf recreation, the Salida area emphasizes river access, hiking, hot springs, mountain scenery, and nearby high-country trips, which is a major draw for active retirees (Salida recreation page[17]).

Community & demographics A small, older, outdoorsy mountain town with a compact downtown and a clear retiree-friendly feel.

Census QuickFacts shows Salida's 2020 population at 5,666 and its 65-plus share at 20.2% (Census QuickFacts[1]). The town's golf club and recreation pages emphasize a historic, mountain-oriented downtown identity, with walkable golf, river access, and a community that markets itself around outdoor life and local events (Salida Golf Club[16], Salida recreation[17]). For a retiree seeking a smaller, active, low-key place rather than a big suburban amenity stack, Salida fits that profile well (Census QuickFacts[1]).

Hazard & air quality County-level hazard exposure is meaningful here, especially wildfire and flood, while air quality can be smoke-sensitive in summer.

FEMA's National Risk Index is a county-level tool, and its Chaffee County entry is the correct geography to use for Salida-area hazard reading (FEMA NRI[18]). A Colorado county ranking page that reproduces FEMA NRI scores shows Chaffee County with an overall score of 51.1, wildfire at 71.7, and inland flood at 64.7, which points to elevated mountain-community exposure even though it is inland and not hurricane-exposed (Colorado county hazard rankings[19]). Salida can see seasonal smoke and particulate issues in mountain valleys even when day-to-day air is often good, but a county-specific annual good-air-days figure is not given here (NCEI[5]).

Sources (19)

Numbered sources are the ones cited inline above.

  1. Census QuickFacts, Salida city
  2. Colorado sales tax guide
  3. Chaffee County Assessor valuation handout
  4. Heart of the Rockies Regional Medical Center
  5. NOAA U.S. Climate Normals
  6. Colorado Climate Center normals page
  7. CoCoRaHS station climatology
  8. FBI UCR program
  9. CrimeExplorer FBI-based Salida summary
  10. Homes.com Salida city guide
  11. Redfin Salida housing market
  12. Zillow Salida housing market
  13. Realtor.com Colorado housing market
  14. AirNav, Salida Airport
  15. Salida travel guide
  16. Salida Golf Club
  17. Salida recreation and outdoors
  18. FEMA National Risk Index
  19. Colorado county FEMA NRI rankings

Cost of living

99.6 cost-of-living index for a retired household (100 = U.S. average) — about 0.4% below the national average for retirees.

Groceries102.8
Housing99.6
Utilities78.4
Transportation97.4
Healthcare100.1
Misc. goods & services107.1

General-population composite: 99.6. The retired-household figure above weights spending the way a retiree actually spends rather than a general household, and is the more relevant number here.

C2ER Cost of Living Index (Expanded Edition), 2026 Q2 (as of 2026). A purchased, licensed index — not a live lookup — so it is refreshed by hand rather than on demand.
Salida is not tracked separately by C2ER; using the nearest covered market, Colorado Springs CO (~66 miles).

Census figures

American Community Survey, 2020–2024 five-year estimates

Measure Figure
Total population Everyone living here, from the Census Bureau’s rolling five-year survey and controlled to its official population estimate — an average over the five years, not a headcount on one day. Source: Table B01001 on data.census.gov ↗ 5,861 plus or minus 17
Share of population aged 65+ calculated Residents aged 65 and over as a share of all residents, added up from the survey’s age brackets. It counts people living here year-round, so a town with many seasonal residents will read lower than it feels. Source: Table B01001 on data.census.gov ↗ 23.2% plus or minus 4.3 percentage points
Median household income The midpoint of what households here earned over the twelve months before they were surveyed — half earned more, half less. Not an average, and not per person: a household can be one earner or five. Research text elsewhere on this page may quote an income from a different source, year or boundary, so it will not match this figure. Source: Table B19013 on data.census.gov ↗ $70,045 plus or minus $12,816
Median home value The midpoint of what owners estimate their own homes are worth, across owner-occupied homes only. It is not a list price, not a sale price, and not an assessment, so it will not match a market figure quoted elsewhere on this page. Source: Table B25077 on data.census.gov ↗ $648,500 plus or minus $42,907
Median gross rent The midpoint of rent plus tenant-paid utilities across occupied rental homes — what sitting renters pay, not what is being advertised to someone moving in today. Source: Table B25064 on data.census.gov ↗ $1,292 plus or minus $301
Median real estate taxes paid The midpoint of the property tax actually paid by owner-occupied households, which reflects what they own and any exemptions they hold. It is not the rate a new buyer would pay on a purchase at today’s price. Source: Table B25103 on data.census.gov ↗ $1,678 plus or minus $203
Owner households spending 30%+ of income on housing calculated Owner households whose monthly housing costs — mortgage, taxes, insurance, utilities — take 30% or more of their income, out of the owner households for which that ratio can be computed. Renters are not in this figure. Source: Table B25091 on data.census.gov ↗ 22.6% plus or minus 9.1 percentage points This is a survey estimate and its margin of error is wide — about 40% of the figure itself, usually because the town is small. Treat it as a rough indication rather than a number to compare.

3 of 7 figures are precise enough to compare with another town. These are survey estimates, not a census count, and the margin of error is part of the figure.

Key details

RegionCO
AirportGUC - 1 hr 15 min (regional); DEN for major hubs
ClimateDry high-elevation climate; ~8 in precip; warm sunny summers, cool nights; golf May-Oct
Lot size0.10–0.25 ac (low maint.)
Home type1,700–2,300 sq ft single-level or low-stairs mountain home
Key watchWildfire smoke and insurance; limited specialty care; winter driving over passes
HealthcareHRRMC Level IV CAH; serious care = Colorado Springs/Denver
Best seasonMay - October
Top communityThe Hill, downtown Salida, F Street corridor, outlying Arkansas Valley neighborhoods

In your free trial: more on Salida

Retirement taxes: Social Security, pensions and IRA withdrawals partly taxed · Typical home: $575K–$775K

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