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AI research, with sources“Sequim is a small, older, low-rain Olympic Peninsula town with strong appeal for active retirees who value golf, mild summers, and a close-knit feel, but it has limited local hospital depth and regionally higher wind, quake, and insurance considerations.”
Sequim fits many retiree wish lists, especially for buyers who want a manageable home base, golf, and outdoor access near the Strait of Juan de Fuca. The tradeoffs are its small-market healthcare network, modest crime-data completeness, and a Clallam County hazard profile that is more earthquake and flood oriented than wildfire-dominant.
Cost of living & taxes Sequim’s taxes are manageable, but everyday costs and homes are not cheap for a small town.
Sequim’s city page lists combined local sales tax at 8.9%, which includes the Transportation Benefit District (City of Sequim[1]). Washington has no state personal income tax, so there is no state income-tax burden for retirees to plan around (Washington Department of Revenue[2?] (unconfirmed source)). Clallam County assessor records show city and county property-tax levies are a meaningful part of ownership costs, and recent parcel examples in Sequim show city levy components alongside school and county levies (Clallam County Assessor & Treasurer[3]). For a nice move-in-ready single-family home, the retiree target here is roughly in the mid-$600Ks rather than the low-$500Ks, based on local census-style housing context and the market being well above the national norm for a small community (US Census Data[4]).
Healthcare access Sequim has useful local clinics, but serious hospital care is centered in Port Angeles.
Olympic Medical Center is the main regional hospital serving Sequim residents, and its official directory places the hospital in Port Angeles at 939 Caroline Street with a Level III trauma designation (Olympic Medical Center / Chamber listing[5]). Olympic Medical Center also runs a Sequim primary-care clinic and Sequim laboratory services, so routine care can stay local even when higher-acuity care is elsewhere (OMP Primary Care Clinic - Sequim[6], Laboratory Services[7]). Medicare Care Compare confirms Olympic Medical Center as a Medicare hospital in the area, which is the key federal reference point for seniors evaluating access (Medicare Care Compare[8]).
Climate & weather Sequim is notably drier and sunnier than much of western Washington, with mild winters and comfortable summers.
NOAA normals for Sequim show about 16.85 inches of annual precipitation, with July around 0.51 inches and November around 2.64 inches (NOAA NCEI[9]). Seasonal temperatures are mild, with average July highs near 70°F and December lows near 32°F (Plain Climate[10]). Sequim also gets about 146 clear or partly cloudy days per year, which supports a long comfortable outdoor season for golf and walking (VS Weather[11]).
Crime & safety Sequim’s FBI-based crime picture looks moderate, but reporting is incomplete and should be treated cautiously.
A local FBI-based summary for Sequim reports a violent-crime rate of 106.5 per 100,000 and a property-crime rate of 153.9 per 100,000, both computed over the 2019 to 2024 period (Crime Explorer[12]). That source says violent crime is 0.3% above the national average while property crime is 5.9% below it, and it describes violent crime as trending downward over the period (Crime Explorer[12]). Because FBI UCR/NIBRS reporting is voluntary and often incomplete after 2021, these figures should be treated as directional rather than exhaustive even though they are the best available city-level proxy here (FBI Crime Data Explorer[13?] (unconfirmed source)).
Housing market Sequim’s housing market is expensive for a small retirement town, with active 55+ options and a moderate sales pace.
Sequim’s median listing price is $604K and it is down 11.77% year over year in the city-level market snapshot (Realtor.com[14]). Homes are taking a median of 60 days on market, which suggests a workable but not ultra-fast resale market for retirees who want to buy and later sell (Realtor.com[14]). Sequim also has clearly established age-restricted or active-adult options, including Jennies Meadow, a 55+ community with 202 single-family resale homes, Sunland Golf and Country Club, a 55+ community with about 700 single-family detached resale homes, and Lavender Meadows, a 55+ manufactured-home community (ActiveAdultLiving[15]) (ActiveAdultLiving[16]) (Lavender Meadows[17]).
Airport & travel Air travel is convenient enough for regional needs, but Sequim is not a fly-anywhere retirement base.
The nearest commercial airport for Sequim-area travelers is William R. Fairchild International Airport in Port Angeles, which is the practical regional gateway rather than a major hub (AirNav KCLM context via nearby airports[18?] (unconfirmed source)). Nearby instrument-airport references also show closer airfields and the Port Angeles airport as the most relevant commercial option for scheduled service and regional connections (AirNav WA59[18?] (unconfirmed source), AirNav 2WA1[19]). For major hub access, most retirees will still rely on Seattle rather than expecting extensive direct flights from the peninsula.
Golf & recreation Sequim is unusually strong for golf, with multiple public options and an easy outdoor lifestyle.
WA Golf lists three Sequim-area courses as participating venues: Sky Ridge Golf Course, Sunland Golf Club, and The Cedars at Dungeness (WA Golf Youth on Course courses[20]). That makes Sequim a credible golf town for retirees, with public or semi-private play available close to home instead of requiring long drives to the next market. Beyond golf, the town’s low rainfall and mild temperatures support hiking, beach walks, and year-round outdoor use more than winter sports, since skiing is a drive away on the Olympic Peninsula and beyond (NOAA NCEI[21?] (unconfirmed source)).
Community & demographics Sequim skews older and smaller, with a retirement-friendly pace and practical services rather than big-city amenities.
Census-style data for Sequim show a population around 8,161 and a median age of 62.6, which is far older than the U.S. median and signals a retiree-heavy market (US Census Data[4]). The city also reports a median household income of $52,977, reinforcing that Sequim is a modest-income, non-luxury community rather than an upscale resort town (US Census Data[4]). Sequim’s official city demographics page places total population at about 8,125 and median age at 53.6, which is another reminder that local estimates can vary by source year, but either way the town is small and older than average (City of Sequim[22]).
Hazard & air quality Clallam County’s hazard profile is dominated by earthquake and flood risks more than wildfire, while air quality is generally good but smoke remains a seasonal concern.
FEMA’s county-level National Risk Index coverage, as summarized in a county hazard review, gives Clallam County an overall risk score of 89.7 out of 100, with earthquake and riverine flooding among the more meaningful modeled hazards, while wildfire is rated very low in the county-wide model (Clallam County NRI summary[23]). Clallam County also states that the Olympic Region Clean Air Agency and EPA monitor local air quality, and an ORCAA study notes Sequim’s air is generally good on average, though summer PM2.5 can rise compared with nearby areas (Clallam County Air Quality[24], ORCAA report[25]). For a Sequim buyer, the practical takeaway is that wildfire smoke can still affect seasonal comfort even if modeled wildfire risk is low, while earthquake preparedness and insurance planning matter more than in many inland retirement towns (Clallam County NRI summary[23]).
Sources (25)
Numbered sources are the ones cited inline above.
- City of Sequim state and local tax rates
- Washington Department of Revenue
- Clallam County Assessor property details
- Sequim population and demographics
- Olympic Medical Center directory listing
- OMP Primary Care Clinic Sequim
- Olympic Medical Center laboratory services
- Medicare Care Compare hospital page
- NOAA NCEI monthly normals PDF
- Plain Climate Sequim climate summary
- VS Weather Sequim sunny days
- Crime Explorer Sequim FBI-based summary
- FBI Crime Data Explorer
- Realtor.com Sequim housing market
- Jennies Meadow 55+ community
- Sunland Golf and Country Club 55+ community
- Lavender Meadows 55+ community
- AirNav Rake's Glen Airport page with nearby airport references
- AirNav Diamond Point Airstrip page
- WA Golf participating courses
- NOAA NCEI climate normals
- City of Sequim demographics
- Clallam County FEMA National Risk Index summary
- Clallam County air quality page
- ORCAA Sequim air quality report
Cost of living
125.8 composite index (100 = U.S. average, general population — a retiree-specific figure was not in the purchased report for this city). About 25.8% above the national average overall.
| Groceries | 107.9 |
| Housing | 147.4 |
| Utilities | 121.5 |
| Transportation | 136.8 |
| Healthcare | 113.0 |
| Misc. goods & services | 114.7 |
C2ER Cost of Living Index (Expanded Edition), 2026 Q2 (as of 2026).
A purchased, licensed index — not a live lookup — so it is refreshed by hand rather than on demand.
Sequim is not tracked separately by C2ER; using the nearest covered market, Everett WA (~42 miles).
Census figures
| Measure | Figure |
|---|---|
| Total population Everyone living here, from the Census Bureau’s rolling five-year survey and controlled to its official population estimate — an average over the five years, not a headcount on one day. Source: Table B01001 on data.census.gov ↗ | 8,161 plus or minus 39 |
| Share of population aged 65+ calculated Residents aged 65 and over as a share of all residents, added up from the survey’s age brackets. It counts people living here year-round, so a town with many seasonal residents will read lower than it feels. Source: Table B01001 on data.census.gov ↗ | 45.6% plus or minus 4.3 percentage points |
| Median household income The midpoint of what households here earned over the twelve months before they were surveyed — half earned more, half less. Not an average, and not per person: a household can be one earner or five. Research text elsewhere on this page may quote an income from a different source, year or boundary, so it will not match this figure. Source: Table B19013 on data.census.gov ↗ | $59,707 plus or minus $6,687 |
| Median home value The midpoint of what owners estimate their own homes are worth, across owner-occupied homes only. It is not a list price, not a sale price, and not an assessment, so it will not match a market figure quoted elsewhere on this page. Source: Table B25077 on data.census.gov ↗ | $408,700 plus or minus $27,109 |
| Median gross rent The midpoint of rent plus tenant-paid utilities across occupied rental homes — what sitting renters pay, not what is being advertised to someone moving in today. Source: Table B25064 on data.census.gov ↗ | $1,195 plus or minus $103 |
| Median real estate taxes paid The midpoint of the property tax actually paid by owner-occupied households, which reflects what they own and any exemptions they hold. It is not the rate a new buyer would pay on a purchase at today’s price. Source: Table B25103 on data.census.gov ↗ | $2,820 plus or minus $354 |
| Owner households spending 30%+ of income on housing calculated Owner households whose monthly housing costs — mortgage, taxes, insurance, utilities — take 30% or more of their income, out of the owner households for which that ratio can be computed. Renters are not in this figure. Source: Table B25091 on data.census.gov ↗ | 27.7% plus or minus 5.4 percentage points This is a survey estimate and its margin of error is wide in absolute terms — the true figure could be anywhere from 22.3% to 33.2%, a range too broad to place this town against another. Treat it as a rough indication rather than a number to compare. |
3 of 7 figures are precise enough to compare with another town. These are survey estimates, not a census count, and the margin of error is part of the figure.
Key details
| Region | WA |
| Airport | CLM - 15 to 25 min (regional) |
| Climate | Mild marine climate; ~16.9 in rain, ~146 sunny days, golf Apr-Oct |
| Lot size | 0.15–0.35 ac low-maintenance |
| Home type | 1,700–2,300 sq ft single-level ranch or craftsman |
| Key watch | Earthquake preparedness; higher coastal insurance costs; limited specialist depth |
| Healthcare | Olympic Medical Center, Port Angeles (Level III); serious/specialist care often goes to Port Angeles or Seattle |
| Best season | May - October |
| Top community | Sunland, Cedars at Dungeness, Bell Hill area, Happy Valley, Alder Creek |
In your free trial: more on Sequim
Retirement taxes: No state income tax · Typical home: $625K–$775K
- A tax comparison using your income: how Sequim's state treats Social Security, IRA and pension income, plus property and sales tax
- Carrying costs and break-even: insurance, HOA, utilities and property tax, and how long until moving pays off
- Example homes in your price range, with live searches on Zillow, Redfin and Realtor.com
- Golf clubs nearby, with membership and initiation costs
- A trip journal for scouting visits, with photos and a PDF report
- Two-home planning: pair Sequim with a winter or summer town and see the combined budget
- Any U.S. town researched in about a minute, not just these
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